Exceptional conditions for consumer loans for home renovation or fitting out works

2023.10.20

Exceptional conditions for consumer loans for home renovation or fitting out works

Our partner GENERAL FINANCING BANK offers all Civinity Namai customers exclusive terms and conditions for consumer loans for home repair or fitting out works:

  • Financing up to 25 000 EUR
  • Loans are available for up to 84 months.
  • Down payment can be deferred for up to 3 months.
  • Annual interest rate of 3.00%
  • Contract formation fee 1.00%
  • Deposit processing fee 0.46%

For example, for a borrowing of EUR 1 000.00 and a 24-month contract, the annual interest rate is 3.00%, the transaction fee is 1.00%, the monthly processing fee is 0.46% of the total amount of the credit, the annual interest rate on the total cost of the consumer credit is 14.88%, the monthly instalment is EUR 48.01 (the last instalment is EUR 47.80), the total amount paid by the consumer credit borrower is EUR 1152.03. If borrowing an amount other than EUR 1 000,00, if choosing a contract term other than 24 months, or if adding insurance, the above rates may differ.

To take advantage of the offer, please fill in the loan enquiry form at https://www.gfbankas.lt/CIVINITY/

If you are building a new home or planning to renovate your home, we invite you to take advantage of this opportunity!